Thursday, 13 March 2014

The credit bureau has listed me as deceased, i filed a dispute what further legal action can i take against the creditor who reported me as ...

Question

The credit bureau has listed me as deceased, i filed a dispute what further legal action can i take against the creditor who reported me as deceased



Answer

Well, how did the CRA (Credit Reporting Agency - that's how it is defined in the Fair Credit Reporting Act) respond?

Essentially, in an FCRA case, you file a dispute with the CRAs, which triggers a duty to investigate your claim. The fault could then be with either the CRA (which failed to adequately investigate) or with the reporting creditor.

The FCRA has a "fee shifting" statute, that allows your attorney to be paid, even if all you receive is the $1,000.00 statutory minimum.

If you would like to discuss your claim in greater detail, please email me:

[email protected]/* */

Credit Report Attorney



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